The developmental environment in Africa is characterized by political and economic instabilities, a precarious security situation, increasingly acute effects of climate change, and an exacerbation of the degradation of natural resources. Added to this is a high level of illiteracy among the population, the technical deficit of producers, the inking of the spirit of subsistence, the social burdens, the lack of business opportunities in the villages, and the lack of microfinance institutions or the unsuitability of credit policies for rural and disadvantaged populations. Thus trapped between poverty and the multiplicity of primary needs (health, food, schooling of children, other social needs), etc., a large majority of populations live directly from natural resources with less than US $ 2 a day.
In particular, illiteracy does not facilitate learning, creativity, entrepreneurship and diversification of sources of income. In such a context, development requires a good complementarity between, on the one hand, instrumental subsidies such as the construction of basic community infrastructures (schools, health posts, water points, etc.), and the granting of collective equipment and materials (small equipment, animals, tree seedlings, seeds, etc.), and on the other hand, transformative subsidies (awareness raising, technical and vocational training), all governed by a Rehabilitation policy well applied. Even if the two forms of subsidies were met, development would still be compromised because of the weak synergy of actions between technical service providers and financial service providers (DFS and banks) that do not encourage entrepreneurship. In the case of microfinance, for example, most small, vulnerable producers often use their microcredit funds to meet their primary needs, and fail to repay them properly; This suggests that microfinance as practiced only supports subsistence.
Given the complexity of the problem, ASUDEC hypothesizes that its basic hardware and technical subsidies will enable entrepreneurial households to generate enough income to meet their primary needs; This will prevent them from using the credit funds they will eventually contract to meet the same needs and not be able to repay them properly. As a result, the loans contracted will be invested to intensify their production activities or to diversify their sources of income and strengthen the overall resilience of their households.